About Lienhouse

A lending house, built this decade.

We exist to get Australian companies and trusts funded against the assets they already own - quickly, plainly, and without the runaround.

Why we built it

Good businesses get stuck waiting on funding they should easily qualify for - held up by process, not by risk. We started Lienhouse to fix the speed problem: structure the loan properly against the asset, and fund it.

We’re a house, not a marketplace. You deal with one team from the first call to settlement - no being passed around a panel.

$532m+

arranged against real assets

48h

to formal terms

team, start to finish

companies & trusts only

What a lending house is

The name says it plainly. A lien is the security interest sitting under every deal we do. A house is a firm - a banking house, a merchant house, a clearing house - not a home-loans shop.

Most of this market runs on old relationships and confusing websites. We built the opposite: a clear, calm, asset-secured lending house for Australian companies and trusts, where the answer comes back fast and the structure is sound enough for an accountant to put their name to.

How the house works

Four details

The amount, the security, the purpose and the timeframe. That is the whole enquiry - about two minutes.

We scope and structure

Loan-to-value, security, exit and the business-purpose basis. Assessed on the asset and the exit, not years of financials.

We arrange the funding

Which is why formal terms can come back in 48 hours rather than a fortnight.

Through to settlement

We run the file to completion. Days rather than weeks, and one point of contact the whole way.

Figures are representative. Every deal is subject to assessment.

Plainly

So - are you the lender?

We’re a lending house. We structure your loan and arrange the funding, secured against your asset, and you deal with us start to finish.

The entity that provides the funding is named on your loan documents at execution, as it always is - there is nothing hidden in that. What you get from us is one house and one point of contact, from the first enquiry to the day it settles.

Who we’re built for

Companies and trusts borrowing for business or investment purposes, secured against property or other assets they already hold. In practice, that tends to look like one of four situations.

Asset-rich, cash-tight directors

Facing an ATO bill, a director penalty notice or a supplier squeeze.

Property developers

Covering a settlement gap, residual stock or a take-out that has not landed yet.

Owners buying their premises

When the deal is sound and the bank is simply too slow.

Trustees releasing equity

Freeing capital held in an asset the trust already owns, to redeploy.

What we don’t do

Business-purpose lending only. This is not consumer credit and not owner-occupier home loans. We would rather tell you a product doesn’t suit than oversell one that does.

Advisers & Agents

We’re equally built for the accountants, advisers and property agents who reach these moments first - and who keep their client either way.

For accountants → For property agents →

How we operate

Plain dealing

Real numbers, written down. No spin, no indicative terms.

Speed with certainty

Fast, and we mean it when we commit.

One team

You deal with us, beginning to end.

Structured properly

Against the asset, built around your exit.

The people you’ll deal with

Authority here comes from outcomes, not labels. One team scopes the deal, structures it and runs it to settlement - so the person who took your first call is the person who sees it through.

Catherine Withers

Managing Director

James Lloyd

Deal Specialist

Sophie Turner

Accounts & Compliance

Daniel Martin

Advisory Board Chair

Common questions

So - are you the lender?

We’re a lending house - we structure your loan and arrange the funding, secured against your asset. You deal with us start to finish.

Who does Lienhouse fund?

Australian companies and trusts borrowing for business or investment purposes, secured against property or other assets they already own. This is business-purpose lending, not consumer credit.

Where does the funding come from?

The entity that provides the funding is named on your loan documents at execution, as it always is. From enquiry to settlement, you deal with Lienhouse.

Keep reading

How it works →Rates and fees →For accountants →

Pillar guides

Caveat loans →Second mortgages →Bridging finance →Equity release →

Have an asset and a need?

Tell us the shape of it and we’ll tell you, plainly, whether we can help.

Enquire