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lienhouse

About Lienhouse

A lending house, built this decade.

We exist to get Australian companies and trusts funded against the assets they already own - quickly, plainly, and without the runaround.

Why we built it

Good businesses get stuck waiting on funding they should easily qualify for - held up by process, not by risk. We started Lienhouse to fix the speed problem: structure the loan properly against the asset, and fund it.

$532m+
arranged against real assets
1
funder matched to your deal
7d
to funded on a clean file
AU
companies & trusts only

What a lending house is

The name says it plainly. A lien is the security interest sitting under every deal we do. A house is a firm - a banking house, a merchant house, a clearing house - not a home-loans shop.

Most of this market runs on old relationships and confusing websites. We built the opposite: a clear, calm, asset-secured lending house for Australian companies and trusts, where the answer comes back from a funder suited to the deal and the structure is sound enough for an accountant to put their name to.

How the house works

01
Four details
The amount, the security, the purpose and the timeframe. That is the whole enquiry - about two minutes.
02
We scope and structure
Loan-to-value, security, exit and the business-purpose basis. Assessed on the asset and the exit, not years of financials.
03
We match the funder
We email you the introduction of a funder suited to the deal. Reply to it and they take it from there.
04
Through to settlement
Documents, settlement, funds. Days rather than weeks.

Figures are representative. Every deal is subject to assessment.

Plainly

So - are you the lender?

We’re a lending house. We structure your loan and arrange the funding, secured against your asset.

The entity that provides the funding is named on your loan documents at execution, as it always is - there is nothing hidden in that.

Who we’re built for

Companies and trusts borrowing for business or investment purposes, secured against property or other assets they already hold. In practice, that tends to look like one of four situations.

Asset-rich, cash-tight directors
Facing an ATO bill, a director penalty notice or a supplier squeeze.
Property developers
Covering a settlement gap, residual stock or a take-out that has not landed yet.
Owners buying their premises
When the deal is sound and the bank is simply too slow.
Trustees releasing equity
Freeing capital held in an asset the trust already owns, to redeploy.
What we don’t do

Business-purpose lending only. This is not consumer credit and not owner-occupier home loans. We would rather tell you a product doesn’t suit than oversell one that does.

Advisers & Agents

We’re equally built for the accountants, advisers and property agents who reach these moments first - and who keep their client either way.

How we operate

Plain dealing
Real numbers, written down. No spin, no indicative terms.
Speed with certainty
Fast, and we mean it when we commit.
Straight answers
If it does not fit, we say so early.
Structured properly
Against the asset, built around your exit.

Common questions

So - are you the lender?

No. We match your enquiry with a funder suited to the deal and email you their introduction; reply to it and the funder deals with you directly. The entity that provides the funding is named on your loan documents.

Who does Lienhouse fund?

Australian companies and trusts borrowing for business or investment purposes, secured against property or other assets they already own. This is business-purpose lending, not consumer credit.

Where does the funding come from?

The entity that provides the funding is named on your loan documents at execution, as it always is. Once you reply to the introduction, you deal with the funder directly.

Enquire

Have an asset and a need?

Tell us the shape of it and we’ll tell you, plainly, whether we can help.

By sending this you agree to our privacy policy. We match your enquiry with a funder and email you their introduction; your details stay with us until you reply to it.