Locations
Gold Coast
On the Gold Coast, the asset behind the loan matters more than the borrower's postcode. Well-located industrial and medical property is the firmest security in the city, prime Southport office holds its value, and tourism and short-stay assets can be funded too - their value and exit are simply read more carefully. The figures here are indicative and subject to assessment.
Servicing Gold Coast and surrounds.
Raise capital against your Gold Coast property.
The asset, the amount and the timeframe. We'll match you with a funder and email you their introduction.
- No cost and no obligation. An enquiry is not a commitment to anything.
- We match you with a funder and email you their introduction. Reply to it and they take it from there.
- Your details stay with us until you reply to the introduction.
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Send an enquiry
Takes two minutes.
How the Gold Coast market shapes the security
The Gold Coast is not a one-industry city, and that shows up in the security. Industrial is the firmest asset class - the estates along the M1 corridor (Yatala, Coomera, Arundel) sit on genuinely scarce serviced land, so well-located stock values strongly and clears into a deep buyer pool. Medical and allied-health property runs a close second: the Health and Knowledge Precinct around Gold Coast University Hospital, plus Robina and Varsity Lakes, draws on an ageing population and long, stable leases. Office holds where it is good - prime Southport CBD and A-grade space across Bundall, Robina and Broadbeach is among the tightest in the country - while older secondary stock is funded more conservatively. The asset to read carefully is tourism and short-stay: hotels, beachfront retail and holiday-let apartments can carry real value, but that value leans on cyclical income and on a permitted use the building itself may constrain.
Where the loan is registered
Security on the Gold Coast is lodged through Titles Queensland under the Land Title Act 1994 (Qld) - caveats are available, second mortgages register behind the existing facility, and dealings run electronically through an approved network. What is distinctive here is not the register but the title. The Gold Coast is one of the most strata-dense markets in the country: high-rise, mixed-use and resort-style buildings, many under a management-rights agreement and a body corporate whose by-laws and development approval decide whether a lot can be let short-term at all. On a strata or mixed-use lot, where a caveat or second mortgage sits behind the existing first-mortgage holder - and how clean the exit is - turns on that structure as much as on the valuation. We confirm the title position, the scheme and the permitted use before anything is structured.
What we’ll need
The security details, a current title search, the rough numbers and a realistic exit - a sale, a refinance or completed income. For a development or mixed-use asset, the approval status and where the loan sits in the capital stack. Indicative rates, terms and LVR are representative and always subject to assessment; the firmer the asset and the cleaner the exit, the further they move in your favour.
- Gold Coast companies or trusts with equity in commercial, industrial or medical property and a clear exit
- Property developers and investors holding mixed-use, high-rise or development sites in the city
- Borrowers who need capital faster than a bank can move, secured against a Gold Coast asset
- Owner-occupier consumer borrowers - this is business-purpose lending only
- Anyone relying on uncertain short-stay income with no realistic repayment or refinance exit
- Borrowers whose only security is an asset with a constrained or contested permitted use
Sounds like your situation?
Tell us the amount, the asset and the timeframe. We’ll match you with a funder and email you their introduction.
How it compares
FAQ
Do you fund against property anywhere on the Gold Coast?
Yes - from Southport, Bundall and Robina through to Coomera, Yatala and the southern beaches. What shapes the terms is the asset and its market, not the suburb.
Can you fund against a short-stay or holiday-let apartment?
Often, yes - but the value and exit depend on the building's development approval, body-corporate by-laws and any management-rights arrangement, so we confirm the permitted use and letting structure up front.
How fast can a Gold Coast deal settle?
Often within days once we have the security details, a current title position and a clear exit. Queensland settlements are electronic, so an interstate settlement is no slower than a local one.
Do you fund development and mixed-use sites?
Yes, where there is genuine equity and a realistic exit - against the land or the completed asset, behind or alongside the existing facility.
Can I get a caveat loan on Gold Coast property?
Yes. Caveat loans are available to companies and trusts against Gold Coast houses, units, commercial and industrial property, up to 65% of value across all loans, from 1.65% a month for 1 to 6 months. Queensland caveats have their own lapsing rules, which the lender's solicitor manages.
Raise capital against your Gold Coast property.
No cost, no obligation. The form is back up the page and takes two minutes.